Tuesday, March 31, 2009

22 Useful Google Chrome Shortcuts

Google Chrome is fast and minimalistic Browser, using the similar concept of the oversimplified interface and strong functionality. For many people, however, this browser is too basic, lacking useful features and convenience of operation of its rivals. The list of shortcuts below will help you to access browser features faster and more efficient.

Useful Google Chrome Shortcut Keys:


CTRL + SHIFT + N: Automatically opens up a Chrome ‘incognito’ window, which allows you to surf on a PC without leaving behind any digital footprints.
SHIFT + Escape: Allows for fast access to Chrome’s task Manager Utility to stop the browser processes that have gone bad.
CTRL + SHIFT + T: Will open recently closed browser tabs.


Window and Tab Shortcuts:

Ctrl+N - Open a new window
Ctrl+Shift+N - Open a new window in incognito mode
Press Ctrl, and click a link - Open link in a new tab
Press Shift, and click a link - Open link in a new window
Alt+F4 - Close current window
Ctrl+T - Open a new tab
Ctrl+Shift+T - Reopen the last tab you’ve closed. Google Chrome remembers the last 10 tabs you’ve closed.
Drag link to tab - Open link in specified tab
Drag link to space between tabs - Open link in a new tab in the specified position on the tab strip
Ctrl+1 through Ctrl+8 - Switch to the tab at the specified position number. The number you press represents a position on the tab strip.
Ctrl+9 - Switch to the last tab
Ctrl+Tab or Ctrl+PgDown - Switch to the next tab
Ctrl+Shift+Tab or Ctrl+PgUp - Switch to the previous tab
Ctrl+W or Ctrl+F4 - Close current tab or pop-up
Alt+Home - Open your homepage
Ctrl+O, then select file - Open a file from your computer in Google Chrome


Shortcuts to Open Google Chrome Features:

Ctrl+B - Toggle bookmarks bar on and off
Ctrl+H - View the History page
Ctrl+J - View the Downloads page

Saturday, March 28, 2009

Fringing you iPhone - Free VOIP Calls

What is Fring?

Fring is a VoIP client (softphone) and service that allows free VoIP calls, chat sessions, instant messaging and other services over mobile devices and handsets. What makes the difference between Fring and most of the other VoIP software is that it is designed specifically for mobile phones, handsets, and other portable devices. Fring offers all the benefits of a PC-based VoIP client, but on mobile phones.

How free is Fring?

Fring’s software and service are both completely free. Consider the cost benefits of having a softphone like Skype on your computer. You would be able to make free calls to other people on the PC, but would have to pay small amounts for calls to mobile and landline phones. Fring gives free calls not only to people using PCs, but also to those using mobile phones.

Since you can make calls from your mobile phone to other mobile phones, you save a real lot on mobile communication. However, you need to convince your buddies to install Fring on their mobile devices as well. Since calls to PSTN have to be channelled through paid services, you will require paid services like SkypeOut, Gizmo or VoIPStunt to make calls to PSTN.

Eliminating the need to call PSTN, all calls are free; and the only thing you have to pay for is the data network services like 3G, GPRS, EDGE or Wi-Fi. A person using Fring optimally is likely to save more than 95% of what she would spend on traditional mobile communication. If Fring is used with free Wi-Fi in a hotspot somewhere, then the cost is nil.

What is required to use Fring?

Let us look first at what is not required. You don’t need a computer with headsets, or complex equipment like ATAs or (wireless) IP phones.

In terms of hardware, you need a 3G or smart mobile phone or handset. Most of 3G phones and smart phones of the most common manufacturers are compatible with Fring.

You also need to already have a data service (3G, GPRS or Wi-Fi) which you normally use with your smart phone. These services normally come with multimedia, mobile TV, video chat etc.

How Fring works?

Fring is based on P2P technology and harnesses the power of data bandwidth to place and receive calls, without bearing the costs of acting as middleman between VoIP and PSTN. It uses purely data bandwidth to transmit voice.

Getting started is a breeze: download the application from http://www.fring.com/ and install it on your mobile device. Register for an account and start communicating.

Brief specifications

  • Free calls using 3G, EGDE, GPRS and Wi-Fi technologies on mobile phones.
  • Works with other voice applications, including Skype, MSN Messenger, ICQ, GoogleTalk, SIP and Twitter.
  • Free calls to PCs and mobile phones.
  • Cheap calls to PSTN using services like SkypeOut, Gizmo, VoIpStunt etc.
  • Works on most smart phones.
  • Auto-roams on Wi-Fi hotspots.
Now with iPhone

From last year, Fring began offering free downloads of a program that lets you make toll-free phone calls on an iPhone, bypassing AT&T and every other cellular carrier. In other words, it does for the iPhone what Skype does for computers.

Once you’ve installed Fring, its main screen displays your contacts and their presence status (e.g. online, offline). Not only does Fring integrate buddy lists from assorted chat platforms into one place, but it also lets you make voice calls to anyone with a phone. Fring integrates your buddy lists from various chat and communications platforms into one interface. Currently, Fring supports accounts on Skype, MSN Messenger, ICQ, Twitter, Google Talk, Yahoo Messenger, AIM, while offering SIP support for a variety of VoIP providers as well. But it periodically adds new services based largely on user feedback, so if yours preferred chat client isn’t supported today, check back tomorrow. This list shows the names of your fringsters - friends, your Skype/Google-Talk/MSN/ICQ/Yahoo/AIM contacts. From the main Buddy list you can navigate between your contacts, find their presence status and initiate a communication session with them. You may initiate a voice call, start a chat session and move between all open sessions using the ’Goto’ menu. You can also make SkypeOut/SIP calls directly from your Fring Buddy list.

Brief Video Presentation:


Fring - Free VOIP calls for iPhone


Sources and Additional Information:
http://voip.about.com/od/voipsoftware/p/FringProfile.htm
http://www.pcworld.com/businesscenter/article/156343/fring_for_iphone.html
http://apple20.blogs.fortune.cnn.com/2008/04/15/free-phone-calls-come-to-the-iphone/

Wednesday, March 25, 2009

Create Funny Old-fashion Wanted Posters

Take a break! Need an inspiring funny poster to cheer-up your colleague in these different economic times? Want to make a nice postcard for the birthday party? Got a tip for you…

You can easily turn any picture into old-fashion stylized "wanted" poster. You can use the poster graphic to personalize a website or blog, use it as a MSN display image, or email it to your friends.

Note, that you need to sign up for GlassGiant.com free picture hosting account in order to get code for the picture to be embedded in your blog or website. If you do not want to sign, you can just download the outcome picture to your PC. The only drawback is a small GlassGiant.com watermarking on the result image.

Tips for better results

  • Take a close-up picture of a person’s face without much background.
  • Take it in front of a white or light-colored wall.
  • A cowboy hat, toy pistol or bandana adds a bit of fun.
Example





Website: http://www.glassgiant.com/wanted/

Sunday, March 22, 2009

How to Send Email to Any Cellphone

While amount of the computerized mobile phones grows fast, there are still people who consider cell phones as simple devices for phone calls, nothing more and nothing less. In this post, I will present several opportunities to use your basic phone to receive email massages. Yes, that is true, even without smartphone features and Internet access, you still can get emails to your phone.

We’ll start of the clip, presenting three options for the cell phone owners to enjoy these advanced functions on the mobile phones.



Email on any Mobile Phone

Last one was Teleflip. When I tried to access the site, it was down for the moment. Appeared, that the service was shut down in August 2008, so the information on the clip about this service is just a historical fact that these free services existed before.

What else? There is no empty space on the market, if there is demand. So, there are more services, offering you opportunity to send email as free SMS, acceptable on the most phones. Note, that free means that you do not pay for the message send and received to the service provider. But, in most cases, you will be charged for SMS itself by your phone services provider, if you do not have the appropriate coverage by your plan.

With Beltic, you can send free unlimited SMS to USA, Canada, India and many more countries in the world, using your favorite mail client, like Yahoo or Gmail. Just use the following address: phonenumber@beltic.com where ’phonenumber’ is your friend’s mobile number.

MyCell is offering a different service. It allows you to sign for free email address at their domain, and while it is created, all the emails sent to this address will be directed to your cell phone. The big disadvantage is need to tell your friends the new email address, as your phone number would be insufficient to send you email through this service.

Verizon users can register an alias at vtext.com to give out instead of their phone number. Both alias@vtext.com and phone_number@vtext.com will be valid addresses for the phone.

But, probably, the easiest way to send email to your friend’s cell phone is using the free Email-to-SMS from the mobile phone carriers, but you need to know your friend’s mobile service provider to do so.

There is a table below, listing free email to SMS gateways for different carriers. You can use as quick reference both for US and international mobile numbers.

Free Email To SMS Gateways (Major US Carriers)

CarrierEmail to SMS Gateway

Alltel

[10-digit phone number]@message.alltel.com
Example: 1234567890@message.alltel.com

AT&T (formerly Cingular)

[10-digit phone number]@txt.att.net
[10-digit phone number]@mms.att.net (MMS)
[10-digit phone number]@cingularme.com
Example: 1234567890@txt.att.net

Boost Mobile

[10-digit phone number]@myboostmobile.com
Example: 1234567890@myboostmobile.com

Nextel (now Sprint Nextel)

[10-digit telephone number]@messaging.nextel.com
Example: 1234567890@messaging.nextel.com

Sprint PCS (now Sprint Nextel)

[10-digit phone number]@messaging.sprintpcs.com
[10-digit phone number]@pm.sprint.com (MMS)
Example: 1234567890@messaging.sprintpcs.com

T-Mobile

[10-digit phone number]@tmomail.net
Example: 1234567890@tmomail.net

US Cellular

[10-digit phone number]email.uscc.net (SMS)
[10-digit phone number]@mms.uscc.net (MMS)
Example: 1234567890@email.uscc.net

Verizon

[10-digit phone number]@vtext.com
[10-digit phone number]@vzwpix.com (MMS)
Example: 1234567890@vtext.com

Virgin Mobile USA

[10-digit phone number]@vmobl.com
Example: 1234567890@vmobl.com

Free Email To SMS Gateways (International + Smaller US)

CarrierEmail to SMS Gateway

7-11 Speakout (USA GSM)

number@cingularme.com

Airtel (Karnataka, India)

number@airtelkk.com

Airtel Wireless (Montana, USA)

number@sms.airtelmontana.com

Alaska Communications Systems

number@msg.acsalaska.com

Aql

number@text.aql.com

AT&T Enterprise Paging

number@page.att.net

BigRedGiant Mobile Solutions

number@tachyonsms.co.uk

Bell Mobility & Solo Mobile (Canada)

number@txt.bell.ca

BPL Mobile (Mumbai, India)

number@bplmobile.com

Cellular One (Dobson)

number@mobile.celloneusa.com

Cingular (Postpaid)

number@cingularme.com

Centennial Wireless

number@cwemail.com

Cingular (GoPhone prepaid)

number@cingularme.com (SMS)

Claro (Brasil)

number@clarotorpedo.com.br

Claro (Nicaragua)

number@ideasclaro-ca.com

Comcel

number@comcel.com.co

Cricket

number@sms.mycricket.com (SMS)

CTI

number@sms.ctimovil.com.ar

Emtel (Mauritius)

number@emtelworld.net

Fido (Canada)

number@fido.ca

General Communications Inc.

number@msg.gci.net

Globalstar (satellite)

number@msg.globalstarusa.com

Helio

number@messaging.sprintpcs.com

Illinois Valley Cellular

number@ivctext.com

Iridium (satellite)

number@msg.iridium.com

Iusacell

number@rek2.com.mx

i wireless

number.iws@iwspcs.net

Koodo Mobile (Canada)

number@msg.koodomobile.com

LMT (Latvia)

number@sms.lmt.lv

Meteor (Ireland)

number@sms.mymeteor.ie

Mero Mobile (Nepal)

977number@sms.spicenepal.com

MetroPCS

number@mymetropcs.com

Movicom (Argentina)

number@sms.movistar.net.ar

Mobitel (Sri Lanka)

number@sms.mobitel.lk

Movistar (Colombia)

number@movistar.com.co

MTN (South Africa)

number@sms.co.za

MTS (Canada)

number@text.mtsmobility.com

Nextel (United States)

number@messaging.nextel.com

Nextel (Argentina)

TwoWay.11number@nextel.net.ar

Orange Polska (Poland)

9digit@orange.pl

Personal (Argentina)

number@alertas.personal.com.ar

Plus GSM (Poland)

+48number@text.plusgsm.pl

President’s Choice (Canada)

number@txt.bell.ca

Qwest

number@qwestmp.com

Rogers (Canada)

number@pcs.rogers.com

SL Interactive (Australia)

number@slinteractive.com.au

Sasktel (Canada)

number@sms.sasktel.com

Setar Mobile email (Aruba)

297+number@mas.aw

Suncom

number@tms.suncom.com

T-Mobile (Austria)

number@sms.t-mobile.at

T-Mobile (UK)

number@t-mobile.uk.net

Telus Mobility (Canada)

number@msg.telus.com

Thumb Cellular

number@sms.thumbcellular.com

Tigo (Formerly Ola)

number@sms.tigo.com.co

Tracfone (prepaid)

number@mmst5.tracfone.com

Unicel

number@utext.com

Virgin Mobile (Canada)

number@vmobile.ca

Vodacom (South Africa)

number@voda.co.za

Vodafone (Italy)

number@sms.vodafone.it

YCC

number@sms.ycc.ru

MobiPCS (Hawaii only)

number@mobipcs.net

Remember to make the message short (messages longer than 160 characters may be split into multiple messages of 160 characters each, or show just the first part of it for your review).

Thursday, March 19, 2009

200 Plus Microsoft Shortcuts to Speed Up your Word Formatting

You probably have a few favorite keyboard shortcuts for formatting text - like Ctrl + B for applying boldface, Ctrl + I for applying italics, Ctrl + U for underlining, and maybe Ctrl + L to left-align text. But Word provides buttons for those tasks on the Formatting toolbar, so efficiency of using these options are quite questionable. The real convenience lies in knowing some more obscure keyboard shortcuts - the ones that have no default button equivalents and that can save users from having to scrounge around dialog boxes looking for the appropriate options.
The following is a list of keyboard shortcuts that are available in Microsoft Word 2002, in Microsoft Office Word 2003, and in Microsoft Office Word 2007. This list is a compilation of the individual keyboard shortcut lists available in Word 2002 Help and in Word 2003 Help.

Note Shortcut keys mentioned in the Help topics, menus, and dialog boxes refer to the U.S. keyboard layout. Keys on other layouts may not correspond exactly to the keys on a U.S. keyboard. If you are using a different language keyboard layout from the version of Word you are using, you may have to make adjustments when using shortcut keys.
Command Name                 
Shortcut Keys
All Caps                     
CTRL+SHIFT+A
Annotation                   
ALT+CTRL+M
App Maximize                 
ALT+F10
App Restore                  
ALT+F5
Apply Heading1               
ALT+CTRL+1
Apply Heading2               
ALT+CTRL+2
Apply Heading3               
ALT+CTRL+3
Apply List Bullet            
CTRL+SHIFT+L
Auto Format                  
ALT+CTRL+K
Auto Text                    
F3 or ALT+CTRL+V
Bold                         
CTRL+B or CTRL+SHIFT+B
Bookmark                     
CTRL+SHIFT+F5
Browse Next                  
CTRL+PAGE DOWN
Browse Previous              
CTRL+PAGE UP
Browse Sel                   
ALT+CTRL+HOME
Cancel                       
ESC
Center Para                  
CTRL+E
Change Case                  
SHIFT+F3
Char Left                    
LEFT
Char Left Extend              
SHIFT+LEFT
Char Right                   
RIGHT
Char Right Extend            
SHIFT+RIGHT
Clear                        
DELETE
Close or Exit                
ALT+F4
Close Pane                   
ALT+SHIFT+C
Column Break                 
CTRL+SHIFT+ENTER
Column Select                
CTRL+SHIFT+F8
Copy                         
CTRL+C or CTRL+INSERT
Copy Format                  
CTRL+SHIFT+C
Copy Text                    
SHIFT+F2
Create Auto Text             
ALT+F3
Customize Add Menu           
ALT+CTRL+=
Customize Keyboard           
ALT+CTRL+NUM +
Customize Remove Menu        
ALT+CTRL+-
Cut                          
CTRL+X or SHIFT+DELETE
Date Field                   
ALT+SHIFT+D
Delete Back Word             
CTRL+BACKSPACE
Delete Word                  
CTRL+DELETE
Dictionary                   
ALT+SHIFT+F7
Do Field Click               
ALT+SHIFT+F9
Doc Close                    
CTRL+W or CTRL+F4
Doc Maximize                 
CTRL+F10
Doc Move                      
CTRL+F7
Doc Restore                  
CTRL+F5
Doc Size                     
CTRL+F8
Doc Split                    
ALT+CTRL+S
Double Underline             
CTRL+SHIFT+D
End of Column                
ALT+PAGE DOWN
End of Column                 
ALT+SHIFT+PAGE DOWN
End of Doc Extend            
CTRL+SHIFT+END
End of Document              
CTRL+END
End of Line                  
END
End of Line Extend           
SHIFT+END
End of Row                   
ALT+END
End of Row                    
ALT+SHIFT+END
End of Window                
ALT+CTRL+PAGE DOWN
End of Window Extend         
ALT+CTRL+SHIFT+PAGE DOWN
Endnote Now                  
ALT+CTRL+D
Extend Selection             
F8
Field Chars                  
CTRL+F9
Field Codes                  
ALT+F9
Find                         
CTRL+F
Font                         
CTRL+D or CTRL+SHIFT+F
Font Size Select             
CTRL+SHIFT+P
Footnote Now                 
ALT+CTRL+F
Go Back                      
SHIFT+F5 or ALT+CTRL+Z
Go To                        
CTRL+G or F5
Grow Font                    
CTRL+SHIFT+.
Grow Font One Point          
CTRL+]
Hanging Indent               
CTRL+T
Header Footer Link           
ALT+SHIFT+R
Help                          
F1
Hidden                       
CTRL+SHIFT+H
Hyperlink                    
CTRL+K
Indent                       
CTRL+M
Italic                       
CTRL+I or CTRL+SHIFT+I
Justify Para                 
CTRL+J
Left Para                    
CTRL+L
Line Down                    
DOWN
Line Down Extend             
SHIFT+DOWN
Line Up                      
UP
Line Up Extend               
SHIFT+UP
List Num Field               
ALT+CTRL+L
Lock Fields                  
CTRL+3 or CTRL+F11
Macro                        
ALT+F8
Mail Merge Check             
ALT+SHIFT+K
Mail Merge Edit Data Source  
ALT+SHIFT+E
Mail Merge to Doc            
ALT+SHIFT+N
Mail Merge to Printer        
ALT+SHIFT+M
Mark Citation                
ALT+SHIFT+I
Mark Index Entry             
ALT+SHIFT+X
Mark Table of Contents Entry 
ALT+SHIFT+O
Menu Mode                    
F10
Merge Field                  
ALT+SHIFT+F
Microsoft Script Editor      
ALT+SHIFT+F11
Microsoft System Info        
ALT+CTRL+F1
Move Text                    
F2
New                          
CTRL+N
Next Cell                    
TAB
Next Field                   
F11 or ALT+F1
Next Misspelling             
ALT+F7
Next Object                  
ALT+DOWN
Next Window                   
CTRL+F6 or ALT+F6
Normal                       
ALT+CTRL+N
Normal Style                 
CTRL+SHIFT+N or ALT+SHIFT+CLEAR (NUM 5)
Open                         
CTRL+O or CTRL+F12 or ALT+CTRL+F2
Open or Close Up Para        
CTRL+0
Other Pane                   
F6 or SHIFT+F6
Outline                      
ALT+CTRL+O
Outline Collapse             
ALT+SHIFT+- or ALT+SHIFT+NUM -
Outline Demote               
ALT+SHIFT+RIGHT
Outline Expand               
ALT+SHIFT+=
Outline Expand               
ALT+SHIFT+NUM +
Outline Move Down            
ALT+SHIFT+DOWN
Outline Move Up              
ALT+SHIFT+UP
Outline Promote              
ALT+SHIFT+LEFT
Outline Show First Line      
ALT+SHIFT+L
Overtype                     
INSERT
Page                         
ALT+CTRL+P
Page Break                   
CTRL+ENTER
Page Down                    
PAGE DOWN
Page Down Extend             
SHIFT+PAGE DOWN
Page Field                   
ALT+SHIFT+P
Page Up                      
PAGE UP
Page Up Extend               
SHIFT+PAGE UP
Para Down                    
CTRL+DOWN
Para Down Extend             
CTRL+SHIFT+DOWN
Para Up                      
CTRL+UP
Para Up Extend               
CTRL+SHIFT+UP
Paste                         
CTRL+V or SHIFT+INSERT
Paste Format                 
CTRL+SHIFT+V
Prev Cell                    
SHIFT+TAB
Prev Field                   
SHIFT+F11 or ALT+SHIFT+F1
Prev Object                  
ALT+UP
Prev Window                  
CTRL+SHIFT+F6 or ALT+SHIFT+F6
Print                        
CTRL+P or CTRL+SHIFT+F12
Print Preview                
CTRL+F2 or ALT+CTRL+I
Proofing                     
F7
Redo                         
ALT+SHIFT+BACKSPACE
Redo or Repeat               
CTRL+Y or F4 or ALT+ENTER
Repeat Find                  
SHIFT+F4 or ALT+CTRL+Y
Replace                      
CTRL+H
Reset Char                   
CTRL+SPACE or CTRL+SHIFT+Z
Reset Para                   
CTRL+Q
Revision Marks Toggle        
CTRL+SHIFT+E
Right Para                   
CTRL+R
Save                         
CTRL+S or SHIFT+F12 or ALT+SHIFT+F2
Save As                      
F12
Select All                   
CTRL+A or CTRL+CLEAR (NUM 5) or CTRL+NUM 5
Select Table                 
ALT+CLEAR (NUM 5)
Show All                     
CTRL+SHIFT+8
Show All Headings            
ALT+SHIFT+A
Show Heading1                
ALT+SHIFT+1
Show Heading2                
ALT+SHIFT+2
Show Heading3                
ALT+SHIFT+3
Show Heading4                 
ALT+SHIFT+4
Show Heading5                
ALT+SHIFT+5
Show Heading6                
ALT+SHIFT+6
Show Heading7                
ALT+SHIFT+7
Show Heading8                
ALT+SHIFT+8
Show Heading9                
ALT+SHIFT+9
Shrink Font                   
CTRL+SHIFT+,
Shrink Font One Point        
CTRL+[
Small Caps                   
CTRL+SHIFT+K
Space Para1                  
CTRL+1
Space Para15                 
CTRL+5
Space Para2                  
CTRL+2
Spike                         
CTRL+SHIFT+F3 or CTRL+F3
Start of Column              
ALT+PAGE UP
Start of Column              
ALT+SHIFT+PAGE UP
Start of Doc Extend          
CTRL+SHIFT+HOME
Start of Document            
CTRL+HOME
Start of Line               
HOME
Start of Line Extend         
SHIFT+HOME
Start of Row                 
ALT+HOME
Start of Row                 
ALT+SHIFT+HOME
Start of Window              
ALT+CTRL+PAGE UP
Start of Window Extend       
ALT+CTRL+SHIFT+PAGE UP
Style                         
CTRL+SHIFT+S
Subscript                    
CTRL+=
Superscript                  
CTRL+SHIFT+=
Symbol Font                  
CTRL+SHIFT+Q
Thesaurus                    
SHIFT+F7
Time Field                   
ALT+SHIFT+T
Toggle Field Display          
SHIFT+F9
Toggle Master Subdocs        
CTRL+\
Tool                         
SHIFT+F1
Un Hang                      
CTRL+SHIFT+T
Un Indent                    
CTRL+SHIFT+M
Underline                    
CTRL+U or CTRL+SHIFT+U
Undo                          
CTRL+Z or ALT+BACKSPACE
Unlink Fields                
CTRL+6 or CTRL+SHIFT+F9
Unlock Fields                
CTRL+4 or CTRL+SHIFT+F11
Update Auto Format           
ALT+CTRL+U
Update Fields                
F9 or ALT+SHIFT+U
Update Source                
CTRL+SHIFT+F7
VBCode                       
ALT+F11
Web Go Back                  
ALT+LEFT
Web Go Forward               
ALT+RIGHT
Word Left                    
CTRL+LEFT
Word Left Extend             
CTRL+SHIFT+LEFT
Word Right                   
CTRL+RIGHT
Word Right Extend            
CTRL+SHIFT+RIGHT
Word Underline               
CTRL+SHIFT+W
Additional Reading:

Monday, March 16, 2009

Yodlee Free Personal Finance Solutions

Online personal finances, or personal money management tools, gain increasing popularity among users all over the World. In my previous publications, Online Money Management with Free Secure Financial Tools and Personal Finances Management? Take it Easy and Have Fun with Moneytrackin’!, I have already addressed several possibilities to get yourself financial adviser and personal banker for free at the convenience of your home. In this post, I will present one more service offering, which can be considered to be at the same quality level of provided free services, as already presented sites.

Yodlee Personal Finance uses patented aggregation technology to deliver a complete financial picture to consumers. By capturing all assets and liabilities, Yodlee provides more than a just an accurate net worth statement. It quickly becomes an essential part of consumers’ financial lives.

Instead of logging into separate sites for checking, savings, credit card, brokerage, 401-k and mortgage accounts, consumers log onto your online banking site for up-to-date financial information. Tracking, budgeting and spending categorization are simple and intuitive. And consumers can view financial data from many different angles, including:

  • Account Overview
  • Dashboard
  • Net Worth Statement
  • Portfolio Manager
  • Rewards Manager
  • Bill Reminders
  • Home Equity Chart
  • Graphical Financial Calendar
  • Spending Analysis views
So, the basic idea behind Yodlee is aggregation. The average American has 12 financial accounts of various types, according to CEO Anil Arora, and there are thousands of different services on offer, from banks to stock accounts. Yodlee got its start in 1999 as an aggregator of all the information from those different account types.

The Personal Financial Management Suite helps users understand where and how their money is distributed. However, it’s also used a growing majority of the country’s largest banks. Most banks were very slow to add any online functionality beyond showing account balances and a list of transactions. That’s what provided an opening for personal finance sites to start up - consumers obviously want to see all the information from their various accounts in one place, arrayed in ways that are understandable.

The following institutions use Yodlee as part of their sites functional modules:
  • Bank of America MyPortfolio
  • Fidelity Full View
  • HSBC Easy View
    While the amount and depth of the available options, offered by Yodlee, is one of the best (if not the best) among the competitors, the front end is not very attractive and eye catching.
Here are some tips if you decide to give Yodlee a try:
  1. Define some sub-categories. Yodlee is actually allows to define as many categories as you want.
  2. Go to the options page and make your default homepage the "Dashboard" It is what gives you the quick look into your current status.
  3. Import as many accounts as you can think of. You can also import many of the services providers you pay bills to. It is handy to see not just when you spend money but also where it is all going.
  4. Also on the options page notice you can organize your dashboard a little - By default the right column is MUCH taller than the left so shift things around a bit so you get a good balance.
  5. After you have imported a bunch of accounts define a custom account group that contains just your primary accounts (checking, savings and that’s it). Then setup the transactions module on the dashboard to just show that group. It makes it much easier to focus on your actual cash flow at a glance while still letting you run deep and complex reports
Yodlee company headquarters are located in the Silicon Valley - Redwood City, CA - and has offices in the United States, United Kingdom, and India.

Site screenshot - click to enlarge:


Friday, March 13, 2009

How to measure webpage social popularity?

SocialMeter is a handy small Web2 online application designed for checking to see how many people have tagged an URL in any of a number of social bookmarking services. It was created by Brian Holt, of San Diego.

Social meter scans the major social websites to analyze a webpage’s social popularity. Currently, the list of sites included in the scan: Del.icio.us, Digg, Furl, Google, Jots, Linkroll, Netscape, Reddit, Shadows, Spurl, Technorati, and Yahoo My Web.

If you are interesting in continuous monitoring all web sites you visit on your surfing way, you may install a bookmarklet in your browser. The bookmarklet is a button that will show the socialmeter scores for whatever site you are visiting when you click it. To add the bookmarklet to your browser, just drag the link {socialmeter}into your browser’s toolbar from the bookmarklet page.

Below is the presentation of the social popularity of the American Airlines web site - Click to Enlarge:




You can compare the results with results taken from URLmetrix - service that was reviewed earlier.

Monday, March 9, 2009

Office XP Problem: Text File Stops Responding at Initialization

Have you ever experienced that when you open text file through your Microsoft Word in Windows XP operating system, a program seems to hang before it opens or may appear to stop responding at all?

If positive, you are suffering from the known problem that is affecting the MS Word files operation in this Operating System. We will offer you the basic action plan to troubleshoot the listed annoyance.

Turn OFF file indexing on the drive(s), where you are trying to open files. In "My Computer" right click on the drive and select "Properties". UNCHECK "Allow indexing service xxxxx". In most cases, this simple operation will resolve your issues.

If the problem will not go away, most likely, it is related to the recent history folder of Windows. This problem might appear on different machines with different hardware but all with Office XP and Windows XP (with default settings). Note that the symptoms might be slightly different on different computers. There are two known solutions to resolve the issue:

1) Temporary solution: Delete all files in the following folder.
C:’Documents and Settings’(Your User Name goes Here)’Application
Data’Microsoft’Office’Recent.

If the temporary solution resolves your issue, you can follow up to perform the permanent solution, presented below.

2) Permanent solution: Disable the recent history.

* Access the registry through built-in registry editor regedit, or any other third-party registry editor, available on the market.

* Backup your registry first (export to file at the predetermined location). Every registry operation, especially by inexperienced user might be a threat to the system functionality. If something goes wrong, you can always restore the initial registry status by loading the backup registry patch.

* Open your registry and find the following key in the HKCU registry branch.
[HKEY_CURRENT_USER’Software’Microsoft’Windows’CurrentVersion’Policies’Explorer].

* Create a new DWORD value, or modify the existing value called ’NoRecentDocsHistory’. Set the value to equal ’1’ to enable the restriction.
Data Type: REG_DWORD (DWORD Value)
Value Data: (0 = disable restriction, 1 = enable restriction).

* Open the registry and find the following key in the HKLM branch.
[HKEY_LOCAL_MACHINE’Software’Microsoft’Windows’CurrentVersion’Policies’Explorer].

* Create a new DWORD value, or modify the existing value called ’NoRecentDocsHistory’. Set the value to equal ’1’ to enable the restriction.
Data Type: REG_DWORD (DWORD Value)
Value Data: (0 = disable restriction, 1 = enable restriction).

Sources and additional information:
http://www.compu-help.us/215.htm
http://support.microsoft.com/kb/833041
http://support.microsoft.com/kb/313937

Thursday, March 5, 2009

Personal Finances Management? Take it Easy and Have Fun with Moneytrackin'!

Moneytrackin’ is a free online web application that allows you to track all your expenses and income easily and without effort, thus allowing you to have a clear view of your financial situation. It intends to be a simple yet powerful online budget management tool.

Main features

  • Control as many accounts/projects as you want
  • Log all your transactions (expenses/income) and tag them to organize them better
  • Keep informed of your financial situation at a glance, viewing at any time where your money goes
  • Share tips with other users and take advantage of the community knowledge to save money
  • Anonymity, we respect your privacy
  • Sharing budgets and collaborative working of many people together on the same account
  • Public API to allow the integration with third party applications
Dashboard - click to Enlarge







The purpose of the Dashboard is to allow you to keep a quick, ongoing glance at your overall finances through an easy display. Here you will also see relevant saving tips written by other users matching your spending habits, so you can learn from them and save money.

Accounting - click to Enlarge





This is the main view, where you insert your transactions and review your account statements. You can do different actions from this tab such as inserting a new transaction, creating & managing recurrent transactions or setting monthly limits for budgeting control amongst many others.

Community - click to Enlarge





Users join the moneytrackin’ community. The community acts as a “wikipedia” for money saving, and its members manage all of the community tips by rating and classifying them, add personal tips to save money, upload their pictures and value the best tips which are included in a savings “Hall of Fame”.
The new Community also offers a geolocalized tip service powered by Google Maps. This tool offers members local tips for saving money based on where they live. For example, they can check for the cheapest gas station in their city or town.

All of the tips are integrated into the personal accounting tool, and the system offers the information for saving money according to the member’s geographic location and the transactions included in the tool. For example, if the member has a monthly expense for the gym tracked in moneytrackin’, she will receive tips related to saving money in gym fees in her city or neighborhood.

Moneytrackin’ aims to become the saving’s “Wikipedia” thanks to its new community generated input, offering this collective “savings” knowledge to people around the world.

Security


Your data privacy & security is very important, thus there are some mechanisms in place to ensure it. You will not be asked for any personal information, you can use secure http and all the passwords are encrypted before they reach our servers. Your data will not be given or sold to anyone, but site owners reserve the right to use it by their own for improving the application (always in an anonymous/aggregated manner).


Who can benefit? Individuals and small business owners.

Firefox Add-on:


The moneytrackin plug-in, developed especially for Firefox, will help to enter financial transactions into your account with great ease from the browser.

iPhone:


Netbanker noticed that the Monetrackin’ application for iPhone is on the list of the most popular applications in the iPhone App Store. You can get the application directly from the Apptism link.

Commercial:


Moneymakin - free online personal finances applica


Drawbacks:


MoneyTrackin’ has no automatic interaction with institutions - so you have to manually enter all of your transactions.

Website: https://www.moneytrackin.com/

Sunday, March 1, 2009

Windows Problem - Computer Randomly Reboots Itself


When a computer freezes and reboots, it is difficult to discern what the problem is without some process of elimination. There could be various reasons for the computer rebooting itself - software and hardware.

Your first thought should be did you install any new hardware/software in your computer before this behaviour started? If the answer is yes, remove the newly installed device and see if your computer stops acting up. If you haven’t installed any new hardware/software then, you should look into your drivers and operating system updates. Keeping your system up-to-date with its drivers and service packs is essential to a properly working computer.

Hardware problems

Hardware problems are more probable when computer reboots randomly with no pattern in relation to the problem or problems combination, you are running at the time. A noisy power supply, loose screw under the motherboard, bad CPU fan, and memory, expansion boards, socketed chips, and cables that are not fully seated are among the common causes. The motherboard could be cracked-these are usually hard to find.


Overheated CPU is a frequent problem cause. Be sure all air vent pathways are clear for at least several inches outside the machine. Check inside of your fan and case, and especially around the CPU heat sink for dust or pet hair. Replace CPU fan and/or add a Case fan. Clean is important. Try checking the system health in the BIOS for the processor or system temperature. You’d like it to be less than 50d Celsius, anything over 75d is running dangerous.

You can also use for the advance troubleshooting a free hardware monitoring utility SpeedFan, that will help you to read the temperatures of your motherboard and your hard disk, read voltages and fan speeds and check the status of your hard disk using S.M.A.R.T. or SCSI attributes.


Also a bad memory chip can do this. Remove one at a time or replace the current module and run the computer. Free utility from Microsoft might help you on this stage of the memory investigation. The Windows Memory Diagnostic tests the Random Access Memory (RAM) on your computer for errors. The diagnostic includes a comprehensive set of memory tests. If you are experiencing problems while running Windows, you can use the diagnostic to determine whether the problems are caused by failing hardware, such as RAM or the memory system of your motherboard.

Power problems such as a very brief loss of power can cause the computer restarting as well. We recommend always plugging your computer into a UPS (Uninterruptible Power Supply). It is clear that the same bad outcome can be caused by intermittently failing power supply.

Disabling automatic restarting option

When a Stop error occurs, by default XP is set to restart. This makes it hard to troubleshoot the error. To change this behavior, perform the following operation:

* Right click on My Computer and select properties.
* Click Advanced tab.
* Click Settings under Startup and Recovery.
* Under System Failure uncheck Automatically Restart.
* Click OK.

This will not solve your problem, but will instead give you a BSOD (Blue Screen of Death). At which point Windows will give you a vague error, at which point we can trace your problem. You can note the error ID and try to troubleshoot the problem.

If you still get the system rebooting and there is no BSOD then it’s likely that your processor is overheating or your PSU is faulty.

Software Problems

Other possible causes include new device drivers, viruses. You have to check your system for viruses, worms, and Trojans as the first step of the software troubleshooting.

To help figure out whether it’s a software problem (Windows, a driver, a virus, etc.) or a hardware problem, you can try rebooting and entering Setup (CMOS) or booting to MS-DOS from a floppy or to another operating system if you have a dual boot configuration. Wait a while and see if the computer still restarts unexpectedly. If it does, you probably have a hardware or heat problem. If not, it’s probably a problem with the software in Windows.

Summary

The random computer rebooting issue is not an easy and straightforward problem to resolve. Be patient and consider logical troubleshooting plan when you address it.

Sources and Additional Reading:

http://www.aeonity.com/david/computer-automatically-reboots-itself
http://www.theglobeandmail.com/servlet/story/RTGAM.20030710.gtss4july10/EmailBNStory/Troubleshooter/
http://askbobrankin.com/computer_restarts_itself.html
http://oca.microsoft.com/en/windiag.asp